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\u0442\u0435\u043f\u0435\u0440\u044c \u0434\u0430\u043b \u043e\u0447\u0435\u043d\u044c \u043f\u043e\u0434\u0440\u043e\u0431\u043d\u044b\u0435 \u0443\u043a\u0430\u0437\u0430\u043d\u0438\u044f \u043e\u0442\u043d\u043e\u0441\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0442\u043e\u0433\u043e, \u043d\u0430 \u043a\u0430\u043a\u0438\u0445 \u043e\u0441\u043d\u043e\u0432\u0430\u043d\u0438\u044f\u0445 \u0434\u043e\u043b\u0436\u043d\u0430 \u043f\u0440\u043e\u0432\u043e\u0434\u0438\u0442\u044c\u0441\u044f \u0442\u0430\u043a\u0430\u044f \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0430:<\/p>\n<p>\u0422\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0435 \u201c\u044f\u0441\u043d\u043e\u0439 \u0438 \u043f\u043e\u043d\u044f\u0442\u043d\u043e\u0439\u201d \u0444\u043e\u0440\u043c\u0443\u043b\u0438\u0440\u043e\u0432\u043a\u0438 \u043e\u0437\u043d\u0430\u0447\u0430\u0435\u0442, \u0447\u0442\u043e \u0443\u0441\u043b\u043e\u0432\u0438\u0435, \u043a\u0430\u0441\u0430\u044e\u0449\u0435\u0435\u0441\u044f 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\u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u043f\u043e\u0441\u043b\u0435\u0434\u0441\u0442\u0432\u0438\u044f \u0442\u0430\u043a\u043e\u0433\u043e \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u0434\u043b\u044f \u0441\u0432\u043e\u0438\u0445 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432.<\/p>\n<p>\u0412 \u044d\u0442\u043e\u043c \u043a\u043e\u043d\u0442\u0435\u043a\u0441\u0442\u0435 \u0432 \u0440\u0430\u0441\u043a\u0440\u044b\u0442\u0438\u0438 \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u0438 \u043e \u0440\u0438\u0441\u043a\u0430\u0445 \u0442\u0430\u043a\u0436\u0435 \u0434\u043e\u043b\u0436\u043d\u043e \u0431\u044b\u0442\u044c \u043e\u0442\u0440\u0430\u0436\u0435\u043d\u043e \u2014 \u0438\u043b\u0438 \u0434\u043e\u043b\u0436\u043d\u043e \u0431\u044b\u043b\u043e \u0431\u044b\u0442\u044c \u043e\u0442\u0440\u0430\u0436\u0435\u043d\u043e \u2014 \u0442\u043e, \u0447\u0442\u043e \u044f\u0441\u043d\u043e\u0441\u0442\u044c \u0438 \u043f\u043e\u043d\u044f\u0442\u043d\u043e\u0441\u0442\u044c \u0443\u0441\u043b\u043e\u0432\u0438\u0439 \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0430 \u0434\u043e\u043b\u0436\u043d\u044b \u043e\u0446\u0435\u043d\u0438\u0432\u0430\u0442\u044c\u0441\u044f \u0441 \u0443\u0447\u0435\u0442\u043e\u043c \u0432\u0441\u0435\u0445 \u043e\u0431\u0441\u0442\u043e\u044f\u0442\u0435\u043b\u044c\u0441\u0442\u0432, \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u043e\u0432\u0430\u0432\u0448\u0438\u0445 \u043d\u0430 \u043c\u043e\u043c\u0435\u043d\u0442 \u0437\u0430\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u044f \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0430 \u0438 \u0441\u0432\u044f\u0437\u0430\u043d\u043d\u044b\u0445 \u0441 \u0435\u0433\u043e \u0437\u0430\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435\u043c, \u0430 \u0442\u0430\u043a\u0436\u0435 \u0441\u043e \u0432\u0441\u0435\u043c\u0438 \u0434\u0440\u0443\u0433\u0438\u043c\u0438 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u043c\u0438 \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0430, \u043d\u0435\u0441\u043c\u043e\u0442\u0440\u044f \u043d\u0430 \u0442\u043e, \u0447\u0442\u043e \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0438\u0437 \u044d\u0442\u0438\u0445 \u0443\u0441\u043b\u043e\u0432\u0438\u0439 \u0432\u043f\u043e\u0441\u043b\u0435\u0434\u0441\u0442\u0432\u0438\u0438 \u0431\u044b\u043b\u0438 \u043f\u0440\u0438\u0437\u043d\u0430\u043d\u044b \u043d\u0435\u0434\u043e\u0431\u0440\u043e\u0441\u043e\u0432\u0435\u0441\u0442\u043d\u044b\u043c\u0438 \u0438\u043b\u0438 \u043f\u0440\u0435\u0434\u043f\u043e\u043b\u043e\u0436\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u043d\u0435\u0434\u043e\u0431\u0440\u043e\u0441\u043e\u0432\u0435\u0441\u0442\u043d\u044b\u043c\u0438 \u043d\u0430\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u043c \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u0435\u043c \u0438 \u043d\u0430 \u044d\u0442\u043e\u043c \u043e\u0441\u043d\u043e\u0432\u0430\u043d\u0438\u0438 \u0431\u044b\u043b\u0438 \u043f\u0440\u0438\u0437\u043d\u0430\u043d\u044b \u043d\u0435\u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u043c\u0438.<\/p>","protected":false},"excerpt":{"rendered":"<p>Despite the state-mandated conversion into forints, the national court must examine whether the bank acted unfairly when, in a foreign-currency loan agreement, it shifted the entire exchange-rate risk onto the consumer. For years, we have emphasised that the practice of the Hungarian courts, inspired by the Curia, under which they repeatedly ruled in favour of [&hellip;]<\/p>\n","protected":false},"author":29,"featured_media":55500,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-55498","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Despite the state-mandated conversion into forints, the national court must examine whether the bank acted unfairly when, in a foreign-currency loan agreement, it shifted the entire exchange-rate risk onto the consumer. For years, we have emphasised that the practice of the Hungarian courts, inspired by the Curia, under which they repeatedly ruled in favour of\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Vajk Varai-Jeges\"\/>\n\t<meta name=\"google-site-verification\" content=\"0ZCEmvP3Jss6hqLOqbcJenXmykbTzE02xFLyiDZx5i8\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.nzp.de\/ru\/cjeu-\u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e-\u043f\u0440\u043e\u0430\u043d\u0430\u043b\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u0442\u044c-\u043d\u0435\u0441\u043f\u0440\u0430-2\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<script type=\"application\/ld+json\" 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forints\",\"author\":{\"@id\":\"https:\\\/\\\/www.nzp.de\\\/ru\\\/author\\\/vajk-varai-jegesnzp-de\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.nzp.de\\\/ru\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.nzp.de\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Designer_52.png\",\"width\":1536,\"height\":1024},\"datePublished\":\"2018-09-24T11:45:14+02:00\",\"dateModified\":\"2026-08-07T11:49:07+02:00\",\"inLanguage\":\"ru-RU\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.nzp.de\\\/ru\\\/cjeu-\\u043d\\u0435\\u043e\\u0431\\u0445\\u043e\\u0434\\u0438\\u043c\\u043e-\\u043f\\u0440\\u043e\\u0430\\u043d\\u0430\\u043b\\u0438\\u0437\\u0438\\u0440\\u043e\\u0432\\u0430\\u0442\\u044c-\\u043d\\u0435\\u0441\\u043f\\u0440\\u0430-2\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.nzp.de\\\/ru\\\/cjeu-\\u043d\\u0435\\u043e\\u0431\\u0445\\u043e\\u0434\\u0438\\u043c\\u043e-\\u043f\\u0440\\u043e\\u0430\\u043d\\u0430\\u043b\\u0438\\u0437\\u0438\\u0440\\u043e\\u0432\\u0430\\u0442\\u044c-\\u043d\\u0435\\u0441\\u043f\\u0440\\u0430-2\\\/#webpage\"},\"articleSection\":\"News\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.nzp.de\\\/ru\\\/cjeu-\\u043d\\u0435\\u043e\\u0431\\u0445\\u043e\\u0434\\u0438\\u043c\\u043e-\\u043f\\u0440\\u043e\\u0430\\u043d\\u0430\\u043b\\u0438\\u0437\\u0438\\u0440\\u043e\\u0432\\u0430\\u0442\\u044c-\\u043d\\u0435\\u0441\\u043f\\u0440\\u0430-2\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.nzp.de\\\/ru#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.nzp.de\\\/ru\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.nzp.de\\\/ru\\\/category\\\/\\u043d\\u043e\\u0432\\u043e\\u0441\\u0442\\u0438\\\/#listItem\",\"name\":\"News\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.nzp.de\\\/ru\\\/category\\\/\\u043d\\u043e\\u0432\\u043e\\u0441\\u0442\\u0438\\\/#listItem\",\"position\":2,\"name\":\"News\",\"item\":\"https:\\\/\\\/www.nzp.de\\\/ru\\\/category\\\/\\u043d\\u043e\\u0432\\u043e\\u0441\\u0442\\u0438\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.nzp.de\\\/ru\\\/cjeu-\\u043d\\u0435\\u043e\\u0431\\u0445\\u043e\\u0434\\u0438\\u043c\\u043e-\\u043f\\u0440\\u043e\\u0430\\u043d\\u0430\\u043b\\u0438\\u0437\\u0438\\u0440\\u043e\\u0432\\u0430\\u0442\\u044c-\\u043d\\u0435\\u0441\\u043f\\u0440\\u0430-2\\\/#listItem\",\"name\":\"CJEU: 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09:45:14","updated":"2026-08-07 10:40:37","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.nzp.de\/ru\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.nzp.de\/ru\/category\/\u043d\u043e\u0432\u043e\u0441\u0442\u0438\/\" title=\"News\">News<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tCJEU: The unfairness of exchange-rate risk must be examined even despite state-mandated conversion into forints\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.nzp.de\/ru"},{"label":"News","link":"https:\/\/www.nzp.de\/ru\/category\/\u043d\u043e\u0432\u043e\u0441\u0442\u0438\/"},{"label":"CJEU: The unfairness of exchange-rate risk must be examined even despite state-mandated conversion into 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