Macaristan\u2019\u0131n bor\u00e7 tuza\u011f\u0131ndan kurtulman\u0131n ilk ad\u0131m\u0131, Macaristan\u2019\u0131n yarg\u0131 yetkisi d\u0131\u015f\u0131na \u00e7\u0131kmakt\u0131r.
\nBug\u00fcn Index.hu\u2019da yay\u0131nlanan bir makaleye g\u00f6re, Macaristan \u0130cra Memurlar\u0131 Odas\u0131 Ba\u015fkan\u0131 Gy\u00f6rgy Schadl, Magyar Id\u0151k gazetesine yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, yurtd\u0131\u015f\u0131nda halihaz\u0131rda uygulanmakta olan s\u00f6zde \u201cwalk-away\u201d mekanizmas\u0131n\u0131n devreye sokulmas\u0131n\u0131n, bir\u00e7ok d\u00f6viz cinsinden kredi bor\u00e7lusunun sorunlar\u0131n\u0131 \u00e7\u00f6zebilece\u011fini belirtti. Bu yakla\u015f\u0131ma g\u00f6re, bor\u00e7lunun t\u00fcm varl\u0131klar\u0131 sat\u0131ld\u0131\u011f\u0131nda, bor\u00e7lu \u2014 belirli bir dizi ko\u015fulun yerine getirilmesi \u015fart\u0131yla \u2014 kalan borcundan muaf tutulacakt\u0131r.<\/p>\n
Macaristan\u2019da, t\u00fcm ta\u015f\u0131n\u0131r ve ta\u015f\u0131nmaz varl\u0131klar\u0131n a\u00e7\u0131k art\u0131rmayla sat\u0131lmas\u0131ndan sonra bile, d\u00f6viz kredisi ma\u011fdurlar\u0131n\u0131n \u2014 ya da di\u011fer bor\u00e7lular\u0131n \u2014 h\u00e2l\u00e2 on milyonlarca forint tutar\u0131nda bor\u00e7la kar\u015f\u0131 kar\u015f\u0131ya kalmas\u0131 ve bu durumun onlar\u0131 hayatlar\u0131n\u0131n geri kalan\u0131 boyunca bor\u00e7 bata\u011f\u0131na hapsetmesi, ger\u00e7ekten de ciddi bir sorundur. Macaristan\u2019daki icra hukuku, icra s\u00fcrecine tabi tutulan bor\u00e7lular\u0131 s\u0131kl\u0131kla fiilen evsizlik durumuna itmektedir. Macaristan mevzuat\u0131na g\u00f6re, belirli durumlarda bir bor\u00e7lunun t\u00fcm geliri, yasal asgari ya\u015fl\u0131l\u0131k ayl\u0131\u011f\u0131 d\u00fczeyine kadar haczedilebilir. Bu, yasama organ\u0131na g\u00f6re bir Macar vatanda\u015f\u0131n\u0131n ayda 28.500 HUF ile ge\u00e7inmesinin beklendi\u011fi anlam\u0131na gelmektedir. Mevcut Macar \u201cbireysel iflas\u201d rejimi, bor\u00e7 sarmal\u0131na kap\u0131lan ki\u015filere anlaml\u0131 bir yard\u0131m sa\u011flamamaktad\u0131r.<\/p>\n
Dolay\u0131s\u0131yla Macaristan yasalar\u0131, bor\u00e7lulara o kadar g\u00fcl\u00fcn\u00e7 derecede d\u00fc\u015f\u00fck tutarlar b\u0131rakmaktad\u0131r ki, yeniden ba\u015flama imk\u00e2n\u0131 pratikte hi\u00e7 yoktur. Bu durum, ciddi anayasal endi\u015felere yol a\u00e7man\u0131n yan\u0131 s\u0131ra, bor\u00e7 tuza\u011f\u0131n\u0131 sadece s\u00fcrd\u00fcrmekte ve daha da derinle\u015ftirmektedir. Bor\u00e7lular\u0131 piyasaya yeniden entegre etmeye \u00e7al\u0131\u015fmak yerine, sonu\u00e7ta onlar\u0131 \u00fcretken ekonomik faaliyetten tamamen uzakla\u015ft\u0131rmaktad\u0131r. Sonu\u00e7 olarak, alacakl\u0131, bor\u00e7lu olan tutar\u0131n en ufak bir k\u0131sm\u0131n\u0131 bile geri alamamakta kalmakla kalmaz, bor\u00e7lu da ki\u015fisel olarak ve kal\u0131c\u0131 bir \u015fekilde iflasa s\u00fcr\u00fcklenir.<\/p>\n
Ancak bu durum, bor\u00e7lunun Macar yasama organ\u0131n\u0131n iyi niyetine ba\u011fl\u0131 kalmas\u0131na gerek kalmaks\u0131z\u0131n, mevcut yasal \u00e7er\u00e7eve kapsam\u0131nda \u015fimdiden de\u011fi\u015ftirilebilir.<\/p>\n
Avrupa Birli\u011fi, Macaristan i\u00e7in de ba\u011flay\u0131c\u0131 olan iflas i\u015flemleri ile ilgili d\u00fczenlemeleri kabul etmi\u015ftir. Dolay\u0131s\u0131yla, Macar vatanda\u015f\u0131 bor\u00e7lular da yabanc\u0131 hukuk kapsam\u0131nda iflas koruma imk\u00e2nlar\u0131ndan yararlanma imk\u00e2n\u0131na sahiptir. Bu, Macaristan mevzuat\u0131ndan farkl\u0131 olarak \u015fu anlama gelmektedir:<\/p>\n
\u2022 Macaristan\u2019daki icra i\u015flemleri derhal sonland\u0131r\u0131labilir;
\n\u2022 i\u015flemler, \u00e7\u00f6z\u00fcm odakl\u0131 tek bir yabanc\u0131 iflas idarecisi nezdinde yo\u011funla\u015ft\u0131r\u0131labilir;
\n\u2022 0% geri \u00f6deme plan\u0131yla bile borcun tamamen silinmesi m\u00fcmk\u00fcn olabilir;
\n\u2022 icra veya iflas i\u015flemleri s\u0131ras\u0131nda bile, birka\u00e7 bin avro tutar\u0131ndaki gelirler icradan muaf tutulabilir;
\n\u2022 t\u00fcm bor\u00e7lar birka\u00e7 ay i\u00e7inde kesin olarak tasfiye edilebilir;
\n\u2022 bor\u00e7lar\u0131n silinmesinin etkisi Macaristan\u2019da da ge\u00e7erlidir.<\/p>\n
Yurtd\u0131\u015f\u0131ndaki ki\u015fisel iflas i\u015flemlerinin ba\u015far\u0131yla tamamlanmas\u0131n\u0131n ard\u0131ndan, Macaristan\u2019daki t\u00fcm bor\u00e7lar da kesin olarak silinebilir.<\/p>\n
Dolay\u0131s\u0131yla, bor\u00e7 tuza\u011f\u0131ndan kurtulmak i\u00e7in bir \u00e7\u00f6z\u00fcm\u00fcn halihaz\u0131rda mevcut oldu\u011fu a\u00e7\u0131kt\u0131r.<\/p>\n
E\u011fer ilgilendiyseniz, ayr\u0131nt\u0131lar i\u00e7in l\u00fctfen bizimle ileti\u015fime ge\u00e7mekten \u00e7ekinmeyin.<\/p>","protected":false},"excerpt":{"rendered":"
The first step in escaping the Hungarian debt trap is to move outside Hungarian jurisdiction. According to an article published today on Index.hu, Gy\u00f6rgy Schadl, President of the Hungarian Chamber of Judicial Officers, stated to Magyar Id\u0151k that the introduction of the so-called \u201cwalk-away\u201d mechanism, already used overseas, could solve the problems of many foreign-currency […]<\/p>\n","protected":false},"author":29,"featured_media":55481,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[139],"tags":[],"class_list":["post-55480","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-en"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t